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Expert insights on travel insurance, provincial coverage gaps, and protecting your trip.

The Amalfi Coast, Italy
5 min read

Family travel insurance for school breaks: it belongs on the booking calendar, not the travel calendar

Family Travel · Plain Language Family travel insurance for school breaks: it belongs on the booking calendar, not the travel calendar Most families think about…

Trip Cancellation Insurance: When Your $8,000 Non-Refundable Flight Isn’t Going to Happen
5 min read

Leaving Canada this week? You can still get covered — here’s what you get and the one thing to check first

Peak Summer · Buy Today, Covered Today Leaving Canada this week? You can still get covered — here’s what you get and the one thing…

Above the clouds at golden hour
5 min read

Your first trip home as a new permanent resident: the return leg is the gap nobody checks

New to Canada · Plain Language Your first trip home as a new permanent resident: the return leg is the gap nobody checks You’ve landed,…

Why Hospitals Abroad Might Turn You Away (And How to Prevent It)
5 min read

Direct pay vs. reimbursement: the one difference that decides whether you front a $50,000 hospital bill

Travel Medical · Plain Language Direct pay vs. reimbursement: the one difference that decides whether you front a $50,000 hospital bill Two travel policies can…

The Amalfi Coast, Italy
5 min read

She Booked a $9,000 Italy Trip Six Months Out. Eleven Days Later, Her Father Was in Hospital.

Most people think it's too early to buy cancellation coverage. For trip cancellation, the day you buy is the day you're covered — and that's…

Older couple travelling with luggage
6 min read

Her son booked the flight. Then he found out the Super Visa wants a year of insurance, not a trip.

The Super Visa doesn't care that your mother is staying three weeks. It wants proof of $100,000 in coverage for a full year — and…

Florida beach with palm trees
5 min read

His OHIP card paid up to $400 a day. The Florida hospital ran a meter that spun far faster.

Your provincial health plan does follow you out of the country. It just doesn't follow very far — here's the math, and why a Toronto…

University campus in autumn
6 min read

She Landed in Toronto for Her Master’s With a Sore Throat. Five Days Later She Was in a Hospital Bed.

An international student's first Canadian autumn, a $2,000,000 medical maximum, and the one timing mistake that quietly voids your safety net before you even feel…

Why Travel Insurance Claims Get Denied (And How to Prevent It)
3 min read

Why Travel Insurance Claims Get Denied (And How to Prevent It)

The top 5 reasons travel insurance claims get denied and exactly how to prevent each one. From pre-existing conditions to late notification — protect yourself…

Why Your Credit Card Travel Insurance Won’t Save You Abroad
3 min read

Why Your Credit Card Travel Insurance Won’t Save You Abroad

Your premium credit card's travel insurance has hidden gaps that could leave you with a six-figure bill. Age limits, trip length caps, and the secondary…

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