Blog
Expert insights on travel insurance, provincial coverage gaps, and protecting your trip.
She Booked a $9,000 Italy Trip Six Months Out. Eleven Days Later, Her Father Was in Hospital.
Most people think it's too early to buy cancellation coverage. For trip cancellation, the day you buy is the day you're covered — and that's…
Her son booked the flight. Then he found out the Super Visa wants a year of insurance, not a trip.
The Super Visa doesn't care that your mother is staying three weeks. It wants proof of $100,000 in coverage for a full year — and…
His OHIP card paid about $200 a day. The Florida hospital ran a meter that spun far faster.
Your provincial health plan does follow you out of the country. It just doesn't follow very far — here's the math, and why a Toronto…
She Landed in Toronto for Her Master’s With a Sore Throat. Five Days Later She Was in a Hospital Bed.
An international student's first Canadian autumn, a $2,000,000 medical maximum, and the one timing mistake that quietly voids your safety net before you even feel…
Why Travel Insurance Claims Get Denied (And How to Prevent It)
The top 5 reasons travel insurance claims get denied and exactly how to prevent each one. From pre-existing conditions to late notification — protect yourself…
Why Your Credit Card Travel Insurance Won’t Save You Abroad
Your premium credit card's travel insurance has hidden gaps that could leave you with a six-figure bill. Age limits, trip length caps, and the secondary…
What Your Provincial Health Plan Actually Covers Abroad (It’s Less Than You Think)
Ontario pays $0 abroad. BC pays $75/day against $15,000 hospital bills. Here's what every province actually covers — and the gap travel insurance fills.
Travel Insurance with Pre-Existing Conditions: The Complete Canadian Guide
Pre-existing conditions are covered if stable. Here's exactly what 'stable' means, the stability periods by age, and what counts as a change to your treatment…
Cancel for Any Reason (CFAR): Is It Worth the Extra Cost?
Cancel for Any Reason lets you cancel your trip for literally any reason and get 50% back. Here's when it's worth the extra cost and…
MyFlyt and MySIM: The Free Perks Included with Every TuGo Policy
Every TuGo policy includes free MyFlyt flight delay coverage, a 3GB MySIM data eSIM for 100+ countries, and 24/7 telemedicine. Here's how each one works.
