Blog
Expert insights on travel insurance, provincial coverage gaps, and protecting your trip.
Why Travel Insurance Claims Get Denied (And How to Prevent It)
The top 5 reasons travel insurance claims get denied and exactly how to prevent each one. From pre-existing conditions to late notification — protect yourself…
Why Your Credit Card Travel Insurance Won’t Save You Abroad
Your premium credit card's travel insurance has hidden gaps that could leave you with a six-figure bill. Age limits, trip length caps, and the secondary…
What Your Provincial Health Plan Actually Covers Abroad (It’s Less Than You Think)
Ontario pays $0 abroad. BC pays $75/day against $15,000 hospital bills. Here's what every province actually covers — and the gap travel insurance fills.
Travel Insurance with Pre-Existing Conditions: The Complete Canadian Guide
Pre-existing conditions are covered if stable. Here's exactly what 'stable' means, the stability periods by age, and what counts as a change to your treatment…
Cancel for Any Reason (CFAR): Is It Worth the Extra Cost?
Cancel for Any Reason lets you cancel your trip for literally any reason and get 50% back. Here's when it's worth the extra cost and…
MyFlyt and MySIM: The Free Perks Included with Every TuGo Policy
Every TuGo policy includes free MyFlyt flight delay coverage, a 3GB MySIM data eSIM for 100+ countries, and 24/7 telemedicine. Here's how each one works.
The Canadian Snowbird’s Guide to Travel Insurance in 2026
Canadian snowbirds face unique travel insurance risks: extended stays, age-related health concerns, and zero provincial coverage in the US. Here's what you need for 2026.
Why Hospitals Abroad Might Turn You Away (And How to Prevent It)
Many hospitals abroad won't admit you without a Guarantee of Payment. Your credit card can't issue one. Here's why standalone travel insurance is the difference…
Trip Cancellation Insurance: When Your $8,000 Non-Refundable Flight Isn’t Going to Happen
Your $8,000 non-refundable trip can vanish overnight. Trip cancellation insurance covers illness, natural disasters, job loss, and more. Here's exactly what's covered.
The Cost of Coming Home: What Happens When the Worst Happens Abroad
Repatriation of remains from abroad costs $8,000–$35,000. Provincial health plans cover none of it. Here's what travel insurance actually handles.
