Our Story

Built by travellers, for the day your coverage is tested.

A licensed Canadian insurance agency that puts the fine print in plain language, before you buy.

Most travel insurance reads great — right up until you need it. We built Sacraw to be the opposite: coverage that holds up where it matters most, at claim time. Our whole reason for being is the part that matters most: being a clear point of contact when you need to make a claim.

Before the policy, the place

The journeys behind the coverage.

Tokyo Toronto
  • Lake Ashi & Mount Fuji
  • Hakone, Japan
  • The coast line
  • Toronto
  • Home, Ontario
Why we exist

The coverage gap that's easy to miss until you travel.

Most people don't read their travel policy closely until something goes wrong abroad. By then, the gap between what they assumed they had and what they actually bought is no longer abstract: it's a hospital bill, a stability clause, an exclusion in fine print they never saw.

Sacraw exists to close that gap before you travel, not after. We put what a policy really covers in plain language, up front, and help you find a plan that fits your trip — so you buy with your eyes open, not in fine print you'll meet later. Insurance that works when it's tested is the only kind worth standing behind.

Our standard

Insurance that works when it's tested is the only kind worth standing behind.

PROUDLY CANADIAN OWNED & OPERATED IN ONTARIO
How we work

An agency, not an underwriter.

We're the agency, not the insurer. We don't underwrite the policy or decide the claim — our job is to get you into the right plan and be straight about what it actually covers.

We don't set premiums or decide claims; we make the choice clear so you can pick the right coverage and buy it online in minutes. We're an FSRA-licensed Canadian agency, and we stay accountable for the coverage we put in front of you.

Who stands behind it

A licensed Ontario agency, run by travellers.

Sacraw is run by travellers, not a call centre. We read the policy wording the way you'd want it read before your own trip — and the plans we put forward are the ones that hold up at claim time. If a plan isn't the right fit for your trip, we'll tell you.

  • Licensed in Ontario — Sacraw Financial Corp. is a licensed insurance agency regulated by FSRA.
  • Find us in Toronto — 720 King Street West, Suite 474, Toronto, ON M5V 3S5, Canada.
Who we serve

Different trips need different coverage.

The right plan depends on who's travelling, where, and for how long. We make those differences clear up front — and we'll tell you when a plan isn't the right fit.

A traveller in a sun hat smiles at her laptop while planning a trip, a packed suitcase open beside her

Canadian travellers abroad

Emergency medical coverage for trips outside your province or country.

Two family members embrace in a joyful reunion at an airport arrivals hall

Visitors to Canada

Medical coverage for guests arriving without provincial health care.

A smiling older couple sitting close together on a sofa at home

Super Visa families

Coverage built for parents and grandparents on a Super Visa stay.

Three students studying together around a laptop in a library

International students

Plans that keep students covered through a term abroad in Canada.

A laughing senior couple on a beach, the man carrying his partner in his arms at the water's edge

Seniors & snowbirds

Longer-stay coverage matched to age, health, and itinerary.

Travellers at heart

The trip comes first. The worry comes last.

01

Shaped to your trip

Coverage built around where you're going, how long, and what you'll be doing.

02

Plainly put

What you're covered for reads like a sentence, not a clause.

03

Nothing in the fine print

The limits and exclusions are in plain view from the start, not discovered later.

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