Blog
Expert insights on travel insurance, provincial coverage gaps, and protecting your trip.
The Canadian Snowbird’s Guide to Travel Insurance in 2026
Canadian snowbirds face unique travel insurance risks: extended stays, age-related health concerns, and zero provincial coverage in the US. Here's what you need for 2026.
Why Hospitals Abroad Might Turn You Away (And How to Prevent It)
Many hospitals abroad won't admit you without a Guarantee of Payment. Your credit card can't issue one. Here's why standalone travel insurance is the difference…
Trip Cancellation Insurance: When Your $8,000 Non-Refundable Flight Isn’t Going to Happen
Your $8,000 non-refundable trip can vanish overnight. Trip cancellation insurance covers illness, natural disasters, job loss, and more. Here's exactly what's covered.
The Cost of Coming Home: What Happens When the Worst Happens Abroad
Repatriation of remains from abroad costs $8,000–$35,000. Provincial health plans cover none of it. Here's what travel insurance actually handles.
Medical Evacuation: The $150,000 Flight Home Nobody Budgets For
Air ambulance from Asia costs $250,000. From Florida, $40,000+. Your credit card caps at $50K. Here's why evacuation coverage is non-negotiable.
The 72-Hour Communication Blackout: What Happens After You Call Your Insurer
After calling your travel insurer from a hospital abroad, the next 72 hours can feel like silence. Here's what's actually happening and what to do…
Earthquakes, Hurricanes, and Volcanoes: Does Your Travel Insurance Cover Natural Disasters?
Earthquakes, hurricanes, and volcanic eruptions abroad — here's exactly what your travel insurance covers before, during, and after a natural disaster.