Student Insurance Checker

For international students

See what your province and school may require — and where a gap could leave you exposed.

Province rules vary and change. Whether a province's public health plan covers international students — and any waiting period — differs by province and by your study permit length. The notes below are general starting points; always confirm with the province's health ministry and your school's international office.
How long is your study permit / program?
Has your school already enrolled you in a mandatory health plan?
Are you arriving before your coverage / studies officially start?

A gap between landing and coverage starting is a common exposure.

Educational only — not advice or a coverage confirmation. Requirements for international students depend on your province, study permit and school, and these rules change. This tool gives general starting points; it does not confirm your eligibility for any public plan or tell you what a specific policy covers. Always verify with the provincial health ministry and your school's international office. Claims on a Sacraw policy are handled by TuGo; 1-833-SACRAW-8 is sales and information only.
Sacraw Financial — a licensed insurance agency regulated by FSRA.

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