Get a Travel Insurance Quote
You're Covered!
Your travel insurance policy has been issued.
Confirmation sent to
Your policy documents will arrive by email from TuGo, our policy administrator, within a few minutes — not from Sacraw, so search your inbox for “TuGo” and check your spam folder if you don't see them.
Who needs coverage?
Pick the situation that fits — we’ll take you straight to the right coverage.
Not sure? Compare all coverage.
Where are you travelling?
Start typing, or pick a popular destination.
Popular destinations
Select a country to continue.
Pick a country from the list to continue.
Picking a suggestion moves you straight to trip dates.
When are you travelling?
Tap a start and end date below.
We use these dates to calculate your premium. Only future dates are available.
Select both a start and an end date — tap your first day, then your last.
Who's travelling?
How many travellers and their ages.
Premiums vary by age — rates are lowest for travellers under 59
Enter this traveller’s age in years (1–119).
Insurance rates vary by province
Choose your coverage
Select the plan that fits your trip to .
Medical coverage for your time in Canada.
Most travellers choose the middle plan
We couldn’t load live prices
Please try again in a moment. If the issue continues, email info@sacraw.com.
No plans match this trip
We couldn’t find coverage for these dates or destination. Adjust your trip and we’ll re-price instantly. Still stuck? Email info@sacraw.com.
Let’s price this personally
Prefer email? info@sacraw.com — typical response within 1 business day.
Confirm your eligibility
The insurer asks every applicant to confirm the statement below for the person being insured.
For the traveller being insured, all of the following are true: they are not travelling against a physician’s advice; they have no terminal illness and are not receiving palliative care; no physician has advised them not to travel; and they are not waiting for an organ or bone-marrow transplant.
Questions about this statement? Ask in the chat.
A health question
Because the primary traveller is 60 or older, the insurer asks one health question. Please answer accurately — it is part of the application.
In the period defined by the policy, has the traveller been diagnosed with, treated for, or taken medication for any ongoing medical condition (for example heart, lung, neurological, cancer, liver or diabetes–related), or used any tobacco or nicotine products?
The most the policy will pay for eligible emergency medical costs. The maximum for visitors is $300,000. $100,000 or more is recommended if you’ll travel to the U.S.
The amount you pay toward an eligible claim before the policy pays the rest. A higher deductible lowers your premium.
Getting your live price…
The deductible is the amount you pay toward an eligible claim before the policy pays the rest.
We couldn’t load the comparison just now — the deductible menu above still re-prices live.
Lower your price with a deductible
Live prices from the insurer for your exact trip. The deductible is what you pay toward an eligible claim before the policy pays the rest.
- Super Visa refused? Full refund before your coverage starts — refund rules (documentation required).
- 24/7 emergency line answers worldwide — care and billing coordinated directly with hospitals, collect calls accepted.
- Claims handled end-to-end by the policy administrator — how claims actually work.
Coverage details and limits are set out in the policy wording.
Adjust your coverage above to see your price.
Getting your live price…
Trip cancellation & interruption
Tell us a little about your trip so we can set the right cancellation & interruption coverage. Your price updates as you choose.
The portion of your flights, tours and bookings you couldn’t get back if you had to cancel before you leave. The most we’ll insure is $100,000.
No prepaid cost entered — this plan will cover trip interruption only, with no cancellation benefit.
The most the policy will pay for extra costs if your trip is interrupted after you’ve departed (for example, getting home early).
Interruption cover must be at least your prepaid trip cost, up to the $25,000 maximum — lower amounts aren’t available for this trip.
Please answer the activity question above to continue.
- 10-day review period — cancel before travel for a full refund, no fee.
- 24/7 emergency line answers worldwide — care and billing coordinated directly with hospitals, collect calls accepted.
- Claims handled end-to-end by the policy administrator — how claims actually work.
Secure checkout. Your policy is issued by a licensed, regulated Canadian insurer.
Customize your coverage
One optional add-on fits your plan — take it or continue as you are.
Everything your plan includes is already in your price — there are no optional add-ons for this trip.
Cancel for Any Reason (CFAR)
Cancel your trip for any reason — even ones standard cancellation doesn’t cover — and get up to 50% of your prepaid, non-refundable costs back. Must be added within 5 days of booking your trip (or before any cancellation penalties apply); you must cancel more than 5 days before departure.
Not available together with Sports & Activities Travel Costs Coverage — a policy can carry only one of these riders.
— total updates below
About you
We need a few details for your policy.
Traveller 1 — you (the policyholder)
Please enter your first name.
Please enter your last name.
Please enter your date of birth.
Enter a valid email address (like name@example.com).
Your policy documents will be sent here
Enter a phone number with area code (at least 10 digits).
Person or entity to receive benefits. Defaults to “Estate” if left blank.
Please enter this traveller’s first name.
Please enter this traveller’s last name.
Please enter this traveller’s date of birth.
Complete your purchase
Review your details and enter payment.
Trip Summary
Provincial insurance tax (where applicable) is added at checkout. Your final charge will reflect the tax-inclusive total.
Billing Address
Please enter your street address.
Please enter your city.
Enter a valid Canadian postal code (like A1A 1A1).
Payment
Enter the name exactly as it appears on the card.
Check the card number — it looks incomplete.
Enter the 3–4 digit code on the back of the card.
Select the card’s expiry month and year.
Email your trip details
We'll email your estimated price and trip details so you can review them and pick up where you left off.
Details sent. Check your inbox.
Save your trip details
Your progress is saved automatically. Email it to yourself so you can pick up from any device.
Provincial insurance tax (where applicable) is added at checkout.
