The Cost of Coming Home: What Happens When the Worst Happens Abroad

Nobody plans for this conversation. But if a Canadian dies while travelling abroad, someone has to figure out how to bring them home. The logistics are staggering. The cost is worse.

The Real Numbers

• Repatriation from the US: $8,000–$15,000 CAD
• Repatriation from Europe: $15,000–$25,000 CAD
• Repatriation from Asia: $20,000–$35,000 CAD

These costs include: preparation of remains, mandatory zinc-lined casket for international transport, embassy documentation, consular death certificates, airline cargo fees (human remains fly as special cargo), customs clearance, and receiving funeral home coordination at home.

What Provincial Health Plans Cover

Nothing. Zero. Provincial health plans do not cover repatriation of remains. OHIP, MSP, AHCIP — none of them include this benefit.

What Travel Insurance Covers

TuGo’s Emergency Medical Insurance includes Return of Mortal Remains as a standard benefit. This covers:

• Preparation and embalming required for international transport
• Purchase of a transport-appropriate casket
• All shipping and cargo costs
• Required documentation and permits
• Coordination between the assistance company, local authorities, and your family at home

This is included in every Emergency Medical policy — no additional cost. Get covered from $4.25/day →