Super Visa Insurance

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Designed to meet the Super Visa requirement for parents and grandparents: at least $100,000 in emergency medical coverage, valid for one year from entry.

If the Super Visa is refused, you can request a refund — see the refund provision.

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In short: A Super Visa requires private medical insurance from a Canadian insurer (or approved provider) that is valid for at least one year, provides a minimum of $100,000 in coverage, and covers healthcare, hospitalization and repatriation.

The Super Visa insurance requirements

To meet the Super Visa medical-insurance condition, the policy must:

Minimum coverageAt least $100,000 CAD
ValidityValid for at least 1 year from entry
InsurerFrom a Canadian insurance company or an IRCC-approved provider
What it must coverHealthcare, hospitalization & repatriation
PaymentPaid in full, or on an approved instalment plan

Source: Immigration, Refugees and Citizenship Canada (IRCC) Super Visa requirements. Requirements can change — confirm the current minimum coverage and approved-provider rules on the official IRCC page before relying on this. The Visitors to Canada plans we offer are designed to meet the Super Visa requirement.

Who needs Super Visa insurance?

Parents and grandparents of Canadian citizens or permanent residents who are applying for, or travelling on, a Super Visa. The insurance is a condition of the visa — proof of valid coverage is required at application and on entry.

What Super Visa insurance covers

Coverage Detail
Emergency medical Hospital stays, surgery, doctor visits, prescriptions — up to the coverage amount you choose (the Super Visa minimum is $100,000; Visitors to Canada plans offer limits up to $300,000).
Hospitalization Required by the Super Visa condition.
Repatriation Return to the home country if medically necessary; return of remains.
Pre-existing conditions The full Visitors to Canada plan covers stable pre-existing conditions; the stability period before the policy date is 120 days if you’re 59 or under, 180 days for ages 60–69, and 365 days for 70+. (The budget Basic Visitors plan does not cover pre-existing conditions at all — not ideal if there’s a health history.) See the pre-existing conditions hub.

How much does Super Visa insurance cost?

There’s no fixed price — premiums depend on the applicant’s age, the coverage amount ($100,000 vs higher), the policy length (a full year is required), and any pre-existing conditions assessed in a short medical questionnaire. Get an exact figure from the quote.

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If the Super Visa is refused: on the Visitors to Canada plan we offer, if the Super Visa is denied or withdrawn or entry is refused, you can request a refund (an administrative fee may apply) within 90 days, with supporting documents. A $250 cancellation fee applies if the policy is cancelled because no travel takes place. Confirm the exact terms in the policy wording before relying on them.

How to get covered

  1. Get a quote for a one-year Visitors to Canada plan with at least $100,000 coverage.
  2. Buy the policy — the Canadian host can purchase it on behalf of the parent/grandparent.
  3. Submit proof of coverage with the Super Visa application.

Start the quote →
Talk to an advisor: 1-833-SACRAW-8

Super Visa insurance FAQ

Can I buy Super Visa insurance for my parents from Canada?
Yes — the Canadian host can purchase the policy on behalf of the visiting parent or grandparent. Coverage can be arranged before they arrive.
Does the insurance have to be from a Canadian company?
The policy must be from a Canadian insurance company or an IRCC-approved provider. The Visitors to Canada plans we offer are designed to meet this requirement.
What happens if the Super Visa is refused?
On the Visitors to Canada plan we offer, if the Super Visa is denied or withdrawn — or entry is refused — you can request a refund (an administrative fee may apply) within 90 days of the policy’s expiry date, with supporting documents. Confirm the exact terms in the policy wording before you buy.
Does it cover pre-existing conditions?
Pre-existing conditions may be covered if they have been stable for a defined period before the policy date. See the pre-existing conditions & stability hub.
Reviewed by a licensed agent. Requirement figures verified against IRCC at time of review. General information only — not individual advice. Regulated by FSRA.

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